Johannesburg · Insurance · Fact sheet

Underwriters Recruiters in Johannesburg

Underwriters price and accept risk. They decide what the business writes, on what terms, and at what premium, which makes them directly responsible for the quality of the book.

The Johannesburg insurance market

Johannesburg is a core market for banking, insurance and wealth management appointments. Our search work covers major financial centres including Sandton, Rosebank, Bryanston and surrounding business districts. Within that market, our insurance desk covers specialist recruitment for insurers, brokerages and financial services businesses.

About the underwriter role

Underwriters price and accept risk. They decide what the business writes, on what terms, and at what premium, which makes them directly responsible for the quality of the book.

Key responsibilities

  • Assess new business and renewals against the insurer's appetite and rating structures
  • Apply terms, excesses, warranties and endorsements that match the exposure
  • Review claims history and loss ratios when repricing an account
  • Support brokers with quotations, scheme queries and technical explanations
  • Refer risks outside mandate and motivate them properly when they should be written

Experience and background we look for

  • Three or more years underwriting personal, commercial or corporate lines
  • Working knowledge of rating tools, binder arrangements and reinsurance treaties
  • RE5 completed with class of business training aligned to the portfolio
  • Evidence of holding or improving a loss ratio on a defined book

Core skills and competencies

  • Risk assessment and pricing judgement
  • Portfolio thinking rather than single case thinking
  • Broker relationship management
  • Accuracy in documentation
  • Commercial negotiation
  • Data literacy

Regulatory and compliance context

Insurance appointments sit under the FAIS Act and the Insurance Act. We check RE5 status, class of business and product specific training, Fit and Proper standing, Date of First Appointment and any supervision arrangement before a profile reaches a client. Debarment records are verified as a matter of course.

How Morton Moore runs this search in Johannesburg

We keep an exclusive client list, so on every accepted underwriter mandate a far wider part of the Johannesburg insurance market stays open to direct approach. We map the employers in the area, contact people who are not applying for jobs, test the detail behind each claim on a CV and present a short, honest list. Our fee is 12.5 percent and every placement carries a three month guarantee period.

Frequently asked questions

Who are the top underwriters recruiters in Johannesburg?
Morton Moore recruits underwriters in Johannesburg on a selective basis. We take on a limited number of clients in each sector so that we can approach the widest possible pool of insurance professionals for every brief we accept.
How long does it take to fill a underwriter role in Johannesburg?
Most searches at this level produce a shortlist within two to three weeks of a full brief. The final timeline depends on notice periods, which in Johannesburg are usually one calendar month and sometimes longer for senior appointments.
What does Morton Moore charge?
Our agency fee is 12.5 percent of the annual package and every placement carries a three month guarantee period. There are no separate advertising or shortlisting charges.
Do you recruit underwriters outside Johannesburg?
Yes. We work from offices serving the Garden Route, Johannesburg, Cape Town and Durban, and we place underwriters across South Africa. We also recruit into Wealth Management and Banking for clients who need cover beyond insurance.
Can candidates register with you directly?
Yes. Candidates can view current opportunities and apply through our own site. Applications stay with Morton Moore and are never shared with a client without permission.

Hiring a underwriter in Johannesburg?

We take on a limited number of clients so that the widest possible part of the market stays open for every mandate. Apply for a client partnership and we will tell you honestly whether we can act on the brief.